2025 STR Insurance: What Every Host Needs to Know with Steadily by Hospitable Hosts

Welcome back to the Hospitable Hosts podcast! The world of short-term rentals is constantly evolving, and insurance is no exception. Today, we have Darren Nix, Founder and CEO of Steadily, here to help us navigate the STR insurance landscape in 2025 and beyond.

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Chapters

• 0:00 Introduction
• 2:49 Homeowners' Insurance Vs Short-Term Rental
• 4:02 Long-Term Vs Short-Term Rental Insurance Policies
• 5:27 Insurance Coverage for Amenities
• 8:39 Steadily Insurance Coverage
• 9:47 Extreme Weather Impact on Insurance Policies
• 11:45 Regulatory Changes and Insurance
• 12:29 Potential Changes for STR Insurance
• 15:55 Insurance Advice for First-Time STR Hosts